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Women globally are 17% less likely to own a smartphone than men and even with mobile technology in a household, women are less likely to have the skills or confidence to use a mobile device and are less likely to have control over when and how they use it. These barriers are particularly acute for members of Village Savings & Loan Associations (VSLAs) who tend to be from the lowest income communities. For VSLA members, access to and usage of digital technology is limited due to cost, but also discriminatory gender norms that limit women’s ability to acquire basic digital skills and access to and use of technology. To address women’s digital exclusion, CARE developed a multi-pronged approach to delivering digital tools and skills to VSLA members, including enabling access to devices and addressing discriminatory norms. Two pilots commenced in September 2022, with 50 groups in Uganda and 50 groups in Rwanda. Through these pilots, CARE has conducted extensive research and is addressing social norms; facilitating access to devices; and delivering digital training.

Story Originally posted on NextBillion.

Introduction

In her November 2021 speech, “A New Vision for Development,” USAID Administrator Samantha Power announced two ambitious goals. One, that USAID will provide at least a quarter of program funds directly to local partners by the end of FY 2025.

Society Development Committee, or SDC, based in Faridpur, Bangladesh, is a microfinance partner of the Feed the Future Bangladesh Livestock and Nutrition Activity, funded by USAID and implemented by ACDI/VOCA. Through this partnership, thousands of people working in Bangladesh’s livestock sector have benefited from microfinance products.

In Sri Lanka, micro, small, and medium-sized enterprises (MSMEs) face an estimated $17 billion financing gap. Women-led enterprises comprise a significant proportion of this financing need and face greater barriers in accessing finance.

In the Western Balkans, Albania is witnessing remarkable economic growth propelled by foreign investment, infrastructure development, and a thriving tourism sector. Despite this positive trend, women-led businesses encounter uneven opportunities. As in many Western Balkans countries, women-led businesses in Albania tend to be smaller, concentrated in the services sector, and often constrained by factors such as limited networks and historical gender biases.

The digital economy offers emerging countries opportunities to accelerate economic growth, increase productivity, reduce inequalities, and support sustainable development, but emerging evidence shows that cyber harassment and other forms of technology-facilitated gender-based violence limits productive economic participation, especially for women.

Communities expressed diverse interests regarding how they wanted to receive assistance. Some community members said they were happy receiving aid in the form of vouchers while others wanted cash. What was interesting was that the underlying reason was the same–convenience and choice–but what was convenient for some members who were closer to stores was not as convenient for the others who were more remote.

The final blog in this series inspired by the four take-away messages from USAID’s primer on private-sector engagement in fragile and conflict-affected situations demonstrates why going beyond financial support is essential to provide partners with the coaching, networking, and advocacy needed to succeed in particularly complex, fragile and conflict-affected environments. It draws on the experience of the Strengthening Livelihoods and Resilience Activity in the eastern Democratic Republic of Congo.

This blog, the third in a series inspired by the four take-away messages from USAID’s primer on private-sector engagement in fragile and conflict-affected situations, focuses on the Strengthening Livelihoods and Resilience Activity's experience vetting private-sector actors as potential development partners in the eastern Democratic Republic of Congo where a paucity of enterprise data, low standards for company operations, and an absence of familiar business norms make it difficult to apply a typical approach to partner prospecting.

This blog, the second in a series inspired by the four take-away messages from USAID’s primer on private-sector engagement in fragile and conflict-affected situations, focuses on managing private-sector actors who are problematically invested in maintaining a fragile, humanitarian-dependent socioeconomic system dominated by conflict. It describes the strategy of the Strengthening Livelihoods and Resilience Activity for selecting partners and co-creating activities with communities in a conflict-sensitive way in the eastern DRC and explores the team's discomfort with some aspects of the 'bad actor' paradigm.

This blog, the first in a series inspired by the four take-away lessons from USAID’s primer on private-sector engagement in fragile and conflict-affected situations, focuses on adding social inclusion and conflict sensitivity as a third dimension to shared value in the partnerships of the USAID Strengthening Livelihoods and Resilience Activity in the eastern Democratic Republic of Congo.

The USAID CATALYZE Engines of Growth (EoG) Activity and the USAID Diaspora Invest Project in Bosnia and Herzegovina are creating new investment opportunities in the country. While domestic family businesses have developed over generations, they need to prepare to find investors and for future investments. This was the driving force behind the organization of the “Family Business: Next Generation” workshop, which brought together representatives from 28 micro, small, and medium-sized enterprises (MSMEs) from Bosnia and Herzegovina.

USAID CATALYZE Partners with the Private Sector to Propel the Growth of Women-owned Businesses through Innovative FinancingA CASE STUDYBackground

In the Western Balkans, women entrepreneurs face notable challenges in accessing finance, stemming from issues such as high collateral requirements, societal norms, and financial literacy gaps. USAID CATALYZE Engines of Growth (EoG) in the Western Balkans addresses these challenges by establishing a network of Business Advisory Service Providers (BASPs) and promoting alternative financing sources tailored to SME needs.Learning from Experience:

By Kalkidan Lakew YihunProgram Coordinator, Women (in VSLAs) Respond, CARE USA There are few certainties in life, but one I have come to recognize, is that women in crisis will always take incredible action – whether there is outside intervention or not. 

How to measure LGBTQIA+ inclusive market systems development

A level legal playing field in employment, entrepreneurship, and access to and control of resources is an essential component of women’s economic empowerment (WEE). Government laws and business policies can restrict or remove impediments to women’s ability to fully and independently participate in the economy. Additionally, laws and policies that support women’s economic empowerment create the basis for legal recourse and consequences for violations.

An increasing body of evidence shows the importance of addressing social norms as an essential component of women’s economic power.

Growing evidence suggests that companies which increase women’s equitable participation experience overall business growth, stronger financial performance, and increased productivity. According to the evidence, these companies can attract the best talent, focus on innovation, and gain access to new and changing markets. To create a detailed review of what evidence currently exists, this study looks at policies, practices, and programs for increasing women’s equitable participation. 

This photo blog is based on an interview with AFCHIX Morocco Coordinator Houda Chakri conducted on May 17, 2023. Photographs taken by Mosa’ab Elshamy on April 30, 2023. Ait Izdeg’s 8,400 residents live deep in the Atlas Mountains in central Morocco. Their town’s remote location has made it challenging to access reliable Internet. Until now.

An increasing body of evidence shows the critical importance of addressing gender-based violence (GBV) in the world of work as an essential component of women’s economic empowerment (WEE). GBV contributes to poverty, magnifies the gender gaps in labor force participation and pay, and affects advancement opportunities.

Developed through a partnership between the USAID and Mastercard, Project Kirana focused on helping women micro entrepreneurs gain the tools they need to grow their businesses in India. Project Kirana recognized the complex set of problems encountered by women micro entrepreneurs in India: limited business and digital financial capabilities, and limited access to formal financial services. By equipping women entrepreneurs with the knowledge and tools they needed — including financial and digital literacy expertise, business management skills, and strategies for addressing cultural barriers — over 2,500 women were able to grow their small retail businesses and increase their incomes.

To address the lack of food safety certifications available at the SME level and validate the implementation of project trainings, Feed the Future Business Drivers for Food Safety designed the BD4FS Pre-HACCP Validation Badge program. Working with growing food businesses (GFBs) interested in earning a Validation Badge, BD4FS held specialized trainings, offered technical assistance, and organized a professional food safety audit of 21 Senegalese GFBs.