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Tying Odysseus to the Mast: Evidence From a Commitment Savings Product in the Philippines

Dr. Dean Karlan, Dr. Nava Ashrad, and Dr. Wesley Yin conducted an experiment in the Philippines, where they offered commitment savings products to a subset of 710 randomly selected clients of a Phillippine bank. Since after 12 months the average savings balances increased, this study demonstrated that commitment savings products can result in lasting change in savings beyond the initial, positive short-term response to the new product.

G-Cash: The RBAP-MABS Electronic Wallet

This brief video demonstrates the G-Cash product, a text-to-payment service. G-Cash is a new technology that allows microentrepreneurs to transfer funds and make payments using their mobile phones.