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Drawing on a new ILO database, this report provides an up-to-date and realistic assessment of the global contribution of self-employment and micro- and small enterprises to employment – both in the formal and the informal economy.
How can we tackle the complex question of client value in microinsurance? Michal Matul discusses the challenges of analysing client value and the importance of significantly accelerating value as the industry develops.
There is a clear need for better risk management for small scale farmers, yet the demand for microinsurance from clients is not necessarily there. Pranav Prashad discusses the challenges of delivering agricultural microinsurance.
This second volume is a unique collection of recent practices and emerging ideas in microinsurance. It covers numerous innovations that have emerged in recent years to meet the challenges of providing insurance to low-income people, from new products and delivery channels to consumer education tools, while examining changes in regulations, providers and schemes.
Insurers and their distribution partners need to consider how their programs contribute to the core business of distribution partners—beyond the direct financial benefit of commissions—in order to be successful in the long term.
This video was captured during the microinsurance training event organised by the Gordon Institute of Business Science and supported by the Microinsurance Innovation Facility, in October 2010. Janice Angove and Nashelo Tande, from the actuarial consultancy Quindiem, present the business case for microinsurance.
Drawing on Quindiem’s research into insurance and the low-income market, Angove and Tande discuss how microinsurance can contribute to a company’s sustainability, the keys to success within this market and how insurers must balance innovation with good business practice.