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Pranav Prashad - Agricultural Microinsurance

There is a clear need for better risk management for small scale farmers, yet the demand for microinsurance from clients is not necessarily there. Pranav Prashad discusses the challenges of delivering agricultural microinsurance.

Emerging Insight #31: Discounted outpatient services: a way to keep clients

The Swayam Shikshan Prayog (SSP) project in India has found that the use of outpatient services by clients is associated with increased renewals. As an added benefit of its cashless inpatient health insurance product, SSP offers clients a discount of approximately 50 percent on consultation fees from a network of local physicians and a 40 to 70 percent discount on the retail price of drugs. This Emerging Insight highlights the project's observations around client behavior related to outpatient services.

Video: The Business Case for Microinsurance

This video was captured during the microinsurance training event organised by the Gordon Institute of Business Science and supported by the Microinsurance Innovation Facility, in October 2010. Janice Angove and Nashelo Tande, from the actuarial consultancy Quindiem, present the business case for microinsurance. Drawing on Quindiem’s research into insurance and the low-income market, Angove and Tande discuss how microinsurance can contribute to a company’s sustainability, the keys to success within this market and how insurers must balance innovation with good business practice.