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There is a clear need for better risk management for small scale farmers, yet the demand for microinsurance from clients is not necessarily there. Pranav Prashad discusses the challenges of delivering agricultural microinsurance.
The Swayam Shikshan Prayog (SSP) project in India has found that the use of outpatient services by clients is associated with increased renewals. As an added benefit of its cashless inpatient health insurance product, SSP offers clients a discount of approximately 50 percent on consultation fees from a network of local physicians and a 40 to 70 percent discount on the retail price of drugs. This Emerging Insight highlights the project's observations around client behavior related to outpatient services.
This document, produced under a primer series on social safety nets, assesses the role of food aid in improving food availability and food access. It is based on a synthesis of experiences in four countries: India, Bangladesh, Ethiopia and Zambia. It concludes that food aid does not have to create negative impacts, particularly if it is tied to the development of infrastructure that supports production and market linkages, avoids creating negative price effects for food producers, and reaches the food insecure.