Resource Library

The paper looks into the social context within which risk attitudes are formed and participation decisions are made, using microdata from rural households in Gujarat, India.

The case presents lessons from IFFCO-TOKIO's implementation of a livestock insurance product using radio-frequency identification technology.

This paper investigates the preferences of clients and determinants of demand for microinsurance products with the case study of the Mutual Assistance Fund (MAF), the pioneer microinsurance provider in Vietnam.

This paper assesses the impact of educational intervention on knowledge, attitude and willingness-to-pay for health insurance using occupational solidarity.

The Swayam Shikshan Prayog (SSP) project in India has found that the use of outpatient services by clients is associated with increased renewals. As an added benefit of its cashless inpatient health insurance product, SSP offers clients a discount of approximately 50 percent on consultation fees from a network of local physicians and a 40 to 70 percent discount on the retail price of drugs. This Emerging Insight highlights the project's observations around client behavior related to outpatient services.

This Microinsurance Paper estimates the role of information in insurance take-up using data from a randomized experiment in rural China where information was either offered directly through financial education or accessed indirectly through social networks. Unlike previous studies, the experimental design allows to not only to identify the causal effect of social networks, but also to differentiate the various channels through which they operate, including the improvement of negotiating power, imitation, and social learning of insurance benefits.

As microfinance organizations develop sustainable growth and borrowers' increasing incomes become important issues to address.