Market Insights into the Financial Behaviors and Design of Mobile Financial Services Products for Cocoa Farmers in Indonesia

This research study was conducted by MicroSave for the USAID funded programs, e‐MITRA and AMARTA II. The research study focuses on understanding the financial behaviors and mobile phone usage of cocoa farmers in the Luwu and Polewali Mandar districts of Sulawesi Island of Indonesia. In addition, the study compares and evaluates the use of a mobile‐based data collection method with a paper‐based data collection method.