Insights on Mobile Network Operators as a Distribution Channel for Microinsurance in Asia

This report provides insights on Mobile Network Operators (MNOs) as a distribution channel for microinsurance in Asia. The study shows that there are an estimated 2.6 billion SIM cards activated through various carriers in the Asian region. Two Technical Service Providers (TSPs), BIMA and MicroEnsure, and eight MNOs, which carry out the distribution of Mobile Microinsurance (MMI), were identified in the region. The total number of lives covered through these MNOs stood at a total of 40.3 million by mid-2016, based on available data received through the study survey. In Asia, both TSPs and their partner MNOs appear to drive microinsurance development and not only provide a delivery channel. They are more and more assuming an active role in branding, marketing, designing products, and front-end relationship with customers.