An Empirical Risk Assessment of Savings Groups

  • Date Posted: November 29, 2018
  • Authors: The SEEP Network
  • Document Types: Case Study or Vignette
  • Donor Type: Non-US Government Agency

This resource is published by The SEEP Network.

The purpose of this risk assessment is to identify and assess the main risks that affect Savings Groups  based on the frequency and severity of negative outcomes  and ultimately inform the development of targeted consumer protection initiatives for Savings Groups. The study  based on a survey of 1,600 groups, individual members, trainers, and community stakeholders in four Sub-Saharan African countries  identifies and explores several risk factors related to group survival, membership, training and support, governance, saving and lending, and safety of group assets.

The study examines several observed risks that merit attention from stakeholders who are creating and supporting Savings Groups, and the findings serve as an initial evidence base on which to monitor, investigate, and address the risks faced by these groups.